Creating a Better and Stronger Business in the Post-TSR World

The Venetian Hotel Las Vegas

October 6-8, 2013

RGR Marketing is excited to inform you about this year’s conference, the only program designed by the debt relief industry, to provide you with education, networking, and business building opportunities. The event, which will be held at The Venetian Hotel, commences on October 6, 2013 at 4PM and ends on October 8, 2013 at 12:15PM.

President of RGR Marketing Matt Schaub recommends this conference based on -

"the quality of speakers that will be present and the broad range of topics that they will be covering." He goes on to say,  "...this should be an informative and productive show. Sessions from several key industry veterans speaking about compliance and TSR within the debt settlement industry. As well as, how to offer debt services to the overwhelming number of students with debt issues.

The following discussions and sessions are lined up for the AFCC 2013 Annual Conference:

• AFCC Federal and State Legislative Panel: Collaboration with Associations in the Collection Space

• With the debt relief industry having undergone rapid changes due to a number of factors, this session will review a number of developments brought about by an improving economy, changes in the CFPB and TSR, as well as enforcement actions and even government oversights. The speeches, delivered by various authorities in their respective industries and positions, will focus on trends of public attention, pending and proposed legislation, projected policy problems and issues, government enforcement, and many others.

Speakers:

Bob Linderman, Vice-President, AFCC

Brian Tawney, General Counsel, Clear One Advantage, LLC

Joel Winston, Partner, Hudson Cook, LLP

Kim Phan, Attorney, Arnall Golden Gregory

• State of Affairs: 3 Years after the Debt Relief Amendments to the TSR

The “Debt Relief Amendments” to the Federal Trade Commision’s (FTC) Telemarketing Sales Rule (TSR) on October 10, 2010 has brought about significant changes to the debt relief industry. FTC’s Acting Assistant Director for Division of Financial Practices Sandhya Brown will discuss the various changes that have resulted from the TSR amendments, whether such changes have improved the industry, and if any changes need to be made to the TSR in the future.

Speaker:

Sandhya Brown, Acting Assistant Director for the FTC’s Division of Financial Practices

• Options for Consumers in Crisis: an Economic Analysis of the Debt Settlement Industry

Along with AFCC’s Vice President Bob Linderman, Greg J. Regan, commissioned by the AFCC in the analysis of consumer outcomes over a portfolio of debt settlement accounts, will also be speaking for this session. Greg is known as one the leading forensic accountants nationwide. This session will provide information and significant benchmark data available only from the AFCC. There will also be a discussion about AFFC’s findings, results, and responses from regulators.

Speakers:

Greg J. Regan, CPA/CFF Partner, Hemming Morse, LLP

Bob Linderman, Vice-President, AFCC

• Understanding and Improving the Consumer Experience: Using Applied Psychological Research to Improve Collection Models and the Consumer Experience

The speaker for this session is academic scientist and business executive Dr. Christopher Trepel, whose work is focused on the understanding, measurement, and prediction of financial behavior. Along with his position as SVP and Chief Scientific Officer at Encore Capital Group, he is also Founder and Managing Director of Encore’s Consumer Credit Research Institute or CCRI. CCRI, as a multidisciplinary and research-based organization and in collaboration with experts from the academia and business, strives to understand the behavior of financially distressed consumers.

Speaker:

Christopher Trepel, PhD

• Compliance: Insight into the Compliance Requirements of the Collections and Debt Settlement Industry and How It Affects the Way We Do Business Today and in the Future

This session aims to deliver information regarding the role of compliance and compliance requirements in the debt settlement industry as well as their repercussions in the modern business setting. Moderated by COO Teresa Dodson of Persolvo Data Systems, this session will have four authorities and executives as speakers, including President Richard Munroe of Capital Financial Group and DBA International and Chief Revenue Officer David Morgan of PerformLine Inc.

Moderator:

Teresa Dodson, COO, Persolvo Data Systems

Speakers:

Rick Wittwer, Partner, RAR-Enabled

Bonnie Trigg, Division Manager, Encore Capital Group

Richard Munroe, President, Capital Financial Group, Inc. and DBA International

David Morgan, Chief Revenue Officer, PerformLine Inc.

• Student Loan Consolidation and Compliance – Safe and Sound Ways to Protect Consumers and Be Profitable

Did you know that the average student loan burden per student is more than $26,000? This shows a sharp increase of more than 42.7% since 2007. This session will discuss the various debt relief programs available to students and how you can offer your services within a legally-compliant market segment. Regulatory practice expert for credit counseling and debt settlement Robby Birnbaum of Greenspoon Marder will be speaking for this session on Student Loan Consolidation and Compliance. Robby earned his Juris Doctorate from the Law School of the University of Wisconsin. In recognition of his varied achievements and contributions to the industry, The South Florida Business Journal distinguished him as a Finalist for the 2006 Up & Comers Award.

Speaker:

Robby Birnbaum, Greenspoon Marder

• How to Offer Other Products and Services to Your Consumers to Increase Revenue and Remain Compliant

Four exceptional speakers from the loan and credit industries will discuss and offer suggestions regarding the various products and services you can offer to your consumers, as well as the ways you can help consumers with more than one credit card debt while remaining compliant.

Speakers:

Mark Guimond, National Policy Group, Tax Settlement

Joanne Garneau, CEO, Financial Strength Builder and Benefits

Matthew Wratten, CEO, DebtSync, PayDay Loan Settlements

David Leuthold, Partner, Century Credit Services, Credit Repair

• FDCPA: Direct Understanding and Making it Work

Offering a comprehensive discussion of the Fair Debt Collection Practices Act or FDCPA, consumers’ attorney Robert S. Gitmeid will be the speaker for this session. He is the founding member of the Law Offices of Robert S. Gitmeid & Assoc., PLLC, which is a consumer advocacy law firm in New York City. Robert’s multi-state practice and expertise is focused on debt resolution, defense litigation, and the protection of consumers’ rights under the Fair Debt Collection Practices Act. He also provides bankruptcy and debt-relief consultancy services to law firms all over the country.

Speaker:

Robert S. Gitmeid, Managing Principal

• AFCC: What We Accomplished in 2013 and Our Plans for 2014!

In this session, you will get to know about the AFCC’s outstanding legislative successes for 2013 and its varied efforts in ensuring that states all over the country --- from New York and Massachusetts to Mississippi and Georgia --- are operating compatibly with federal law.

Speaker/s:

The American Fair Credit Council Executive Board

Don’t miss the AFCC 2013 Annual Conference. Register now or request for more information. As always, if we can help you with your debt consolidation leads please be in touch. Check out our debt consolidation lead page as well